Our Investment Philosophy

Paul Abele has been advising people about their investments for more than 32 years, and he looks forward to being your personal Chief Financial Officer (CFO). Because everyone’s investment objectives are unique, Canterbuy Financial Advisors uses a client-centric approach to investment planning, providing you with logical and prudent investment advice. We are located in Birmingham, Alabama.

Efficient Markets

We believe that the stock market is efficient, and we feel it is very hard to outperform the market by picking individual stocks. To implement this strategy, we use institutional funds that target a specific asset class or asset classes. These funds are low in relative cost and low in turnover. Low turnover funds usually have lower capital gains and, we believe, better performance over the long run.

Funds

We use passively managed institutional funds to invest in securities which represent the characteristics of certain asset classes, such as the large cap or small cap stocks. These passively managed funds use consistent strategy for the securities that they invest in. This is important because some actively managed funds are not always consistent with their investment style. Actively managed funds sometimes chase hot asset classes, sectors, or stocks, and we believe this can ultimately undermine your asset allocation strategy.

Institutional -Low Cost- Mutual Funds 

We believe that institutional mutual funds typically have much lower expense ratios than the average mutual funds. One of the groups of funds we use is Dimensional Funds. We feel very fortunate to be one of the 1500 advisors who have the privilege to use these funds. Only advisors that have been chosen by Dimensional can use their funds.

*Please read the prospectus before investing in any mutual fund. 

Diversification

We strongly believe in diversification around the world. We believe that diversification with domestic and international stocks and bond funds helps to reduce overall portfolio volatility.

Small Stocks vs. Large Stocks

Historically, we believe small companies tend to outperform large companies because they are riskier. We implement this strategy by using asset class specific funds or core funds on both the domestic and international portions of a portfolio.

Value vs. Growth Stocks

We think that, historically, value stocks tend to outperform growth stocks because they are riskier. We implement this belief by tilting towards value stocks and using asset class specific funds or core funds on both the domestic and international portions of a portfolio.

Market Timing

Put simply, we do not believe in market timing at all.

Bonds

We believe the bond market is efficient, and that longer maturities are typically not worth the risk. We usually stay short term with our bond funds, and we diversify around the world.

Disclaimer:

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by Advisor Launchpad to provide information on a topic that may be of interest. Advisor Launchpad is not afiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

No theory or strategy assures success or protects against loss.

The views provided on this web site are intended to provide the investor or potential investor with an introduction to the company and its investment strategies. Canterbury Investment Advisors is registered in Alabama and any other jurisdiction covered by the de minimus exemption. Nothing on this website should be construed as a solicitation or offer, or recommendation, to buy or sell any security, or as an offer to provide advisory services by the company in any jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. Information on this website is intended only for United States citizens and residents. Nothing contained on this website constitutes investment, legal, tax or other advice, nor should be relied upon in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision. A copy of the company’s current written disclosure statement discussing Canterbury Investment Adivsors business operations, services, and fees is available from the company upon request, by clicking the following link Brochure or by visiting www.Adviserlnfo.sec.gov.